Covers risks to actual property

Property includes:

• 1. Buildings, contents and stock
  2. Plants
  3. Computers
  4. Glass
  5. Livestock
  6. Temporary Contract Works
  7. Gold
     
     
• Mainly covers perils such as fire, lightning, and explosions.
• Depending on the property insured, can cover explosion, breakdown or accidental damage (for plants).
• Can be built up (i.e. adding different perils) or all risks (defining the covers by its exclusions).