Covers financial losses that do not involve physical damage to property.

Can cover financial losses caused by:

1. 1. Employee dishonesty
   2. Business Interruption arising from or due to damage to property caused by fire, machinery breakdown or a political event
   3. Supplier not receiving debt payments
   4. Money being stolen in transit, at premises, at employee residences, etc.
   5. Theft and fraud, forgery and alteration, burglary, electronic crime, or social engineering (includes losses arising from employee dishonesty).